I agree. I had a friend that had little cross wind problem and ran off of the runway and hit three other planes in one instant at Newberg OR. This was about ten years ago. I went out the very next day and bought more renters insurance. It was sobering lesson. The FBO had insurance and they paid to fix the four airplanes involved. They then turned around and sued him personally for the entire cost a month later whcih his personal umbrella policy wouldn't pay.
Bob
