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Alex has it down.

Buying an airplane is like everything else - get the product for the mission you're gonna use it for. Just wanna get in the air? Go with a Warrior or a 150 / 172. Wanna go fast? Mooney, Bonanza, Cirrus. Wanna haul stuff? 206, 182 or Cherokee 6.

I look at it like this - you wouldn't get a Smart car to haul a semi trailer, and you wouldn't take a date to dinner in a garbage truck.

I still like Bonazas, however! You're correct about the insurance, too.

I'm perfectly happy with my 150. Mary Lou doesn't go very far, or go very high, or go very fast, or haul a lot. But for me alone, she's all I need.